If you were hurt while you were working, you may wonder how you will handle the costs and what you will do if you are unable to work for a period of time. Workers’ compensation is designed to provide workers with coverage so they don’t need to worry about finances during their recovery period. Workers’ compensation is available for all Atlanta employees who work in companies with three or more employees. It is important to report the injury to your employer and seek medical treatment as soon as possible. You may also want to talk to an experienced Atlanta workers’ compensation attorney to assist with the process.
Four Main Types of Workers’ Compensation Benefits
Workers’ compensation benefits generally fall into one of four main categories. These include:
- Medical care
- Temporary disability
- Permanent disability settlement
- Vocational rehabilitation
Employees are entitled to medical treatment from a doctor or medical facility that is part of the workers’ compensation insurance network. Your employer should provide you with the names of medical facilities or physicians where you can receive treatment. You should not have to pay for medical costs out-of-pocket.
If you are unable to work for a period of time following the injury, you are entitled to temporary disability payments. A temporary disability is one that keeps you out of work for more than seven days. Then you are entitled to compensation for the entire time that you are out of work while you recover from the injury.
If your injury is severe enough to cause you to be unable to work, you may be entitled to permanent disability benefits. Once your medical treatment has gone as far as it can go, you may still not be able to return to work. In some cases, you may lose some function in your limbs or back. In this situation, you may be provided permanent disability payments. The payments are designed to provide you with the money you should have received if you were still able to work.
If your injury no longer allows you to return to your original type of work you did prior to the accident, you may be entitled to vocational rehabilitation. This training will give you the knowledge and expertise to find employment in a different line of work if your employer has no other employment opportunities available.
Consult with an Experienced Atlanta Workers’ Compensation Attorney
Workers’ compensation claims can be complicated. This is particularly true if your injury is major or if you are unable to return to work. A knowledgeable Atlanta workers’ compensation attorney understands the ins and outs of these types of cases and will help you every step of the way. If your claim is denied, we will assist you in resolving the situation in order to obtain the money you deserve. A work injury should not ruin your personal finances or your ability to earn a living. Contact our Atlanta workers’ compensation legal team at The Bader Law Firm to discuss your injury today.
Seth Bader is an Auto accident, Workers Compensation and Personal Injury Attorney who practices in Atlanta, Rome, Savannah, Norcross, Carrollton, Georgia. He graduated from Florida State University College of Law, and has been practicing law for 14 years. Seth Bader believes in fighting for the injured. Learn more about his experience by clicking here.