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What Types Of Disability Benefits Are Available Under Georgia Workers Compensation Law

Georgia Workers’ Compensation Law – specifically, the Georgia Workers’ Compensation Act – provides four basic types of disability benefits: Temporary Total Disability Benefits (“TTD”); Temporary Partial Disability Benefits (“TPD”); Permanent Partial Disability Benefits (“PPD”); and Death Benefits.  The weekly rate and number of weeks of disability benefits that an injured worker receives depends on a number of factors such as the injured worker’s Average Weekly Wage and the date of his or her accident.  An injured worker can receive only one type of disability benefit at a time, so benefits cannot be combined. 

Here is a summary of the four types of disability benefits available under Georgia Workers’ Compensation Law:

Temporary Total Disability Benefits – Temporary Total Disability Benefits (TTD Benefits) are payable to an injured worker who is injured on the job and unable to work according to his or her Authorized Treating Physician.  These benefits are paid at a rate of two-thirds of the injured worker’s Average Weekly Wage at the time of the injury, but will not to exceed the maximum rate available under the law on the date of the accident.  For non-catastrophic injuries that occur on or after July 1, 1992, an injured worker is limited to a maximum of 400 weeks of TTD Benefits beginning as of the date of accident.

Temporary Partial Disability Benefits – Temporary Partial Disability Benefits (TPD Benefits) are payable to an injured worker when he or she returns to work in a job paying less as a result of an on-the-job accident.  These benefits are paid at a rate of two-thirds of the of the difference between the injured worker’s pre-accident Average Weekly Wage and post-accident Average Weekly Wage, but will not exceed the maximum rate available under the law on the date of accident.  An injured worker is limited to a maximum of 350 weeks of TPD Benefits beginning as of the date of accident.

Permanent Partial Disability Benefits – Permanent Partial Disability Benefits (PPD Benefits) are payable to the injured worker for a permanent disability resulting from an on-the-job injury.  PPD Benefits are payable on the basis of a permanent impairment rating assigned by the injured worker’s Authorized Treating Physician in accordance with the current American Medical Association Guidelines.  This rating is then applied to a pre-determined formula to determine the number of weeks of PPD Benefits to which an injured worker is entitled.  Many injured workers qualify for PPD Benefits, but those who do not suffer from any permanent impairment do not.

Death Benefits – Death Benefits are payable to eligible dependents such as a dependent spouse or minor children of a worker whose on-the-job accident or injuries resulted in death.  Death Benefits are payable at the rate of two-thirds of the deceased worker’s Average Weekly Wage at the time of the accident not to exceed the maximum allowed under the law for all eligible dependents.  Death Benefits also include funeral expenses  payable up to the maximum allowed under the law as of the date of accident.

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