It’s all too simple to make a blunder after a Georgia auto accident. You’ve just been though something shocking and possibly quite traumatic. You might be overwhelmed by the pressure of your vehicle damage, of injuries you may have sustained, and of all the turmoil that tends to come along with the aftermath of an automobile accident. At the Bader Law Firm we understand how disorderly and confusing a car crash can be, and we know how simple it’s to make errors. That is why we are going to discuss the top ten mistakes made by those who have just experienced an Atlanta area auto accident, so they can be avoided by you.
1) Declining Emergency Medical Care
Should you be offered an ambulance ride to the closest emergency room, you should take it. You should seek treatment at the emergency room or with your primary care physician within 24 hours of the accident should you choose not to go the hospital by ambulance.
To prove you really did sustain injuries (or possible severe injuries) from the auto accident waiting any length of time for seeking treatment can be harmful to your case. It can potentially allow for the person or insurance company who is responsible for paying for your damages to not pay. Yet, it’s an extremely common mistake for people to fail to seek prompt medical treatment, particularly if the injured individual does not understand the extent of her or his injuries.
2) Accepting a Visit from the Insurance Company of the At Fault Driver t
You will almost be assured a visit from the default driver’s insurance company (like a representative or a claims adjuster) shortly after the accident. Chances are they want to see you in person. To allow this is to allow them an opportunity to make subjective claims about your health and wellbeing. They can then use this against you, later.
3) Accepting a Resolution Too Early
In addition it’s not unusual for the insurance company of the responsible driver to provide you with a settlement without delay. You may believe it is a fare amount, and you might be tempted to sign a release from to accept that resolution. However, after you do so, you can not go back. More often than not, you will find the resolution isn’t nearly enough to cover your damages and then it will be too late.
4) Supplying a Recorded Statement to the Insurance Company of the To Blame Motorist
As mentioned previously, you are probably going to be contacted by the insurance company of the responsible driver. They may want you to give a recorded statement. This is not a good thing to do. It’s better to avoid speaking to the insurance company until first speaking to an attorney. It’s not particularly wise to supply a statement that is recorded. This gives them room to later use your words against you.
5) Refusing to Bill Your Own Health Care Insurance
Many victims of auto accidents refuse to charge their own health care insurance because they understand the insurance company of the to at fault driver is responsible for their medical bills. While this is accurate, you shouldn’t expect to receive this settlement for some time. So in the meantime, you’ll want your own healthcare insurance to offset your costs.
6) Failing to Get Your Medical Expenses Completely Compensated
Those who don’t charge their own medical insurance pass up on coverage for medical expenses. Those who accept early settlements may pass up on getting their expenses completely compensated. It is vital to keep in mind that you may have future medical expenses to address as well.
7) Discontinuing Clinical Treatment Too Soon
There are many reasons why you might discontinue your medical treatment. You might not have a ride to appointments. You might believe that you are well enough to stop treatment. You might discover that it’s hard to work your treatment appointments into an already busy agenda. You may simply struggle with the expense before you are able to receive the much needed compensation. This is especially common in situations where physical therapy is called for to reach maximum medical improvement. This error can cost you in relation to your damages and your health.
8) Failing to Seek Punitive Damages Where Warranted
Because they are only warranted in situations where there has been gross misconduct or malicious intent, where punishment for the defendant is appropriate, punitive damages rarely awarded. Nevertheless, there are many circumstances where incredibly dangerous driving, road rage, or multiple DUIs may mean that you’re also eligible to receive punitive damages. Many folks do not even understand that this is an alternative.
9) Not Having Underinsured/Uninsured Motorist Coverage
Another common problem that we see in Atlanta area auto accident claims is that many drivers only carry the bare minimum of coverage, or worse, no coverage at all. While all drivers are legally required to carry auto insurance, not everyone follows the law. Some simply fail to update renew their policies and there are others who simply can’t afford it. Those who do hold the legally required amount of coverage may not have enough coverage to compensate all of your medical expenses, lost wages, and property damage. This is where it’s important to have uninsured/underinsured motorist coverage, to cover any expenses the insurance of the responsible driver doesn’t insure. Neglecting to keep such coverage can cost you.
10) Failing to Seek Professional Legal Guidance and Representation
Almost all of the errors on this list can be prevented by not talking with any insurance claims adjusters and by consulting with a dedicated Atlanta, Georgia personal injury lawyer before making any choices. In fact, even if you are struggling to continue with your necessary medical care, an attorney can often help you to find solutions to avoid discontinuing care. The first consultation with legal counsel from the Bader Law Firm is free, so you can not go wrong by seeking the guidance and advice of a professional auto accident attorney.