When hurt on the job, you need help quick. You may have medical expenses that should receive payment, and you could be losing out on earnings from work for your recovery. Under the Rome workers’ comp program, payment for benefits such as medical costs and lost wages occur for injuries you sustain as a result of a workplace accident.
How Do I Know If My Employer Has Rome Workers’ Comp?
The majority of Georgia employers have workers’ comp coverage. According to the law, employers need to provide Rome workers’ compensation to all employees that they staff. This includes full-time and part-time employees hurt on the job.
Your employer is required to have workers’ comp insurance if they have three or more employees working for them. If your employer has less than three employees, you may want to check with them to see if they offer workers’ compensation in Rome. They are not required to do so but may still provide it to their employees. It is best to inquire with your employer firsthand.
When Does My Rome Workers’ Comp Coverage Begin?
Your Rome workers’ comp coverage begins with your first day of employment at your job. Even if you are starting a new job, you will receive coverage under the program. Your employer cannot deny your workers’ comp benefits if you are a new employee or have switched jobs to work for a new employer. If an accident happens on your first day of working with an employer, coverage occurs as long as they have three employees working for them and offer Rome workers’ comp insurance.
Will I Get Rome Workers’ Comp if I Caused the Workplace Accident?
The Rome workers’ compensation program is not concerned with fault when it comes to providing benefits to employees that are hurt on the job. Under the workers’ comp program, no matter who caused the accident, you will receive benefits.
If an accident occurred because of an error or mistake that you made, you do not need to worry as you will receive compensation even though you may be at fault for the workplace accident.
Rome workers’ comp provides a quick and easy way to receive compensation for your injuries from a workplace accident without having to take your employer to court. This does not mean that your employer is exempt from a lawsuit if they were negligent in their actions which caused your injuries.
You might be able to file a lawsuit against your employer if they were at fault for your workplace injuries. In these cases, you may be able to collect payment for your pain and suffering and other damages you received. A Rome workers’ compensation attorney can advise you of your legal rights in filing a suit against your employer for negligence in a workplace accident.
What Type of Benefits Will I Receive with Rome Workers’ Comp?
Under workers’ compensation in Rome, you will receive benefits for medical treatment as well as lost wages. Medical expenses are paid by your employer’s insurance company and require you to see a company-approved doctor.
Medical expenses covered under workers’ compensation include doctor visits, prescriptions, physical therapy, medical tests, and hospital stays. If your medical treatment is deemed necessary and required, then it will be covered under the workers’ comp program. You will also receive mileage reimbursement to and from your doctor appointments.
Lost wage payments vary by the extent and severity of your injury. Injuries that cause you to miss work for a temporary time period are paid at 2/3 your average wage at a maximum total of $575. Paid benefits total up to 400 weeks of payment of benefits.
Injuries that are more severe get paid out for a lifetime. The State Board of Workers’ Compensation will determine your overall payment total and the duration that you are to receive payments.
You may also have injuries that allow you to work in a light-duty capacity. In this instance, payment will help supplement the difference in your income for your reduced responsibilities. These wages are paid at 2/3 the difference of your current wage and your previous wage. Payments can occur for a total of 350 weeks with a maximum weekly total of $383.
If death occurs because of a workplace accident, your spouse, dependents, and stepchildren receive your workers’ comp benefits. Payment is 2/3 your average weekly wage for a maximum total of $230,000. Your family also receives $7500 for funeral and burial expenses. While these payments do not replace your loss, they can help give your family some financial security when losing out on your income. A Rome workers’ comp attorney can help them file for benefits.
How Do I File for Rome Workers’ Comp?
Filing for Rome workers’ comp requires the completion of form WC-14. This gets submitted to the State Board of Workers’ Compensation. Be sure that you complete the form accurately and completely to ensure a quick response to your injury claim.
Failing to fill out the form properly could result in a delay of your Rome workers’ comp benefits.
What is the Deadline for Filing for Rome’s Workers’ Compensation?
The deadline for filing a workers’ compensation claim needs to be adhered to as it determines if you will get benefits. Filings need to occur within 30-days of the date of the accident. You are required to notify your employer of your injuries within this timeframe. Follow your company policy for reporting injuries.
Failing to report an injury that occurred from a workplace accident within 30-days could result in forfeiture of your Rome workers’ comp benefits.
Consult with a Rome Workers’ Compensation Attorney Today
If you require help filing for Rome workers’ comp, the attorneys at Bader Scott Injury Lawyers are here to assist you. They understand the workers’ comp program and can advise you on your legal rights under the law. They will get you the maximum compensation you deserve and be sure your claim gets filed accurately and completely. Count on the workers’ comp lawyers at Bader Scott Injury Lawyers. Contact us today for a consultation.
Seth Bader is an Auto accident, Workers Compensation and Personal Injury Attorney who practices in Atlanta, Rome, Savannah, Norcross, Carrollton, Georgia. He graduated from Florida State University College of Law, and has been practicing law for 14 years. Seth Bader believes in fighting for the injured. Learn more about his experience by clicking here.