If you were hurt at work you may be wondering how you will ever be able to pay for your medical bills. In fact, you may be reluctant to report the injury because you don’t want to have to pay for medical expenses. First and foremost, you need to report the injury to your employer. Companies with three or more employees in Atlanta and elsewhere in Georgia are required to carry workers’ compensation insurance. Insurance provides employees with medical treatment after they suffer an injury at work.
Finding a Doctor to Care for Your Injury
Employers are required to follow the laws regarding workers’ compensation injuries. The State of Georgia State Board of Workers’ Compensation oversees workers’ compensation laws, rules, and claims. The law requires companies to post information that identifies the doctor or organization that is to be used for workers’ compensation claims.
They may do this in one of two ways. One option for employers is to post information about a traditional panel of doctors that includes at least six medical professionals. You may choose from any of the doctors included in the list. It is important to note that the list must contain at least one orthopedic doctor and no more than two industrial clinics. You may change doctors at any time without notifying your employer as long as the doctor is one of the listed physicians.
Another option for employers is to provide the name of the Workers’ Compensation Managed Care Organization (WC – MCO). This is the organization that was contracted and certified to provide medical care for work injuries. The employer must provide this information to you along with a phone number that you can call 24/7 to reach the managed care organization. A representative will assist you in locating an eligible physician and with making an appointment.
How Are Medical Bills Paid?
All of the medical bills associated with the injury are paid for by your company’s workers’ compensation insurance provider. In addition to medical treatments such as doctor visits, all other expenses are also paid for by the insurance provider. This includes any prescription medications that you need, doctor and hospital bills, physical therapy sessions and travel expenses to and from doctor and physical therapy appointments. All of the expenses that are due to a work-related injury are to be covered by the insurance provider.
Medical treatment is limited to a maximum of 400 weeks from the date of your injury. However, in cases of catastrophic injuries, you may be entitled to lifetime medical benefits. Different rules may apply to those who were injured before July 1, 2013.
After a work injury, you may be unaware of how to go about getting the help you need. It can be beneficial to talk to an experienced Atlanta workers’ compensation attorney to discuss the details of your injury and to assist in making sure that you get the compensation you deserve. Contact our skilled legal team at The Bader Law Firm today to schedule a consultation.
Seth Bader is an Auto accident, Workers Compensation and Personal Injury Attorney who practices in Atlanta, Rome, Savannah, Norcross, Carrollton, Georgia. He graduated from Florida State University College of Law, and has been practicing law for 14 years. Seth Bader believes in fighting for the injured. Learn more about his experience by clicking here.