Every year, thousands of people are injured while on the job. In general, if an injury happens while you are working, it should be covered by workers’ compensation insurance. In Georgia, all employers with three or more employees must carry workers’ compensation insurance. If you work for a subcontractor, the contractor may be responsible if the subcontractor does not have coverage. The first step before you file a claim is to make sure that your injury is covered. You can get your questions answered by a qualified workers’ compensation lawyer in Savannah, Georgia.
Types of Injuries Covered Under Workers’ Compensation
There are various types of injuries that may occur while working. They usually fall into one of two categories. Injuries may be immediately caused by a specific action or they may be the result of a long period of repetitive actions. Seek medical care for all types of injuries that occur while at work.
Some of the most common immediate injuries occur from incidents such as falling off a ladder, slip and fall accidents, crush injuries, back injuries due to lifting and forklift accidents. Other injuries may be caused by repetitive actions. For example, you could suffer an injury that occurred as the result of moving your body in a specific way on a daily basis. These types of injuries may be more difficult to prove.
Will My Savannah, GA Claim Be Denied or Challenged?
If your injury occurred while at work you should be compensated for your medical expenses and for wages that are lost during your recovery period. It is important to note that employers may try to dispute or challenge your injury. They may try to say that your injury occurred outside of your working hours, that it happened while you were on a break or that it happened at home. Your employer may try to say that the injury happened because you did something negligent such as while participating in horseplay or while you were intoxicated or under the influence of drugs.
You and your workers’ compensation attorney need to prove that your injury happened at work and that you were not negligent. You should always report the injury to your supervisor or to human resources so that it cannot be disputed later. If there were witnesses to the incident, they may need to provide statements. Sometimes there is surveillance video of the accident. These pieces of evidence should be gathered as soon as possible so they are available to you. Your attorney will assist you in gathering the documentation necessary for your claim.
Help from a Savannah Workers’ Compensation Attorney
If you were injured on-the-job you probably have a lot of questions and concerns. Don’t count on your employer to help you with these issues. Instead, count on an experienced workers’ compensation lawyer in Savannah to guide you through the process. Your lawyer will always protect your rights and fight to get you the compensation you and your family deserve. To learn more about the process, call the respected workers’ compensation attorneys at Bader Law Firm, LLC today to schedule a free case evaluation.