When you step into a rideshare vehicle you naturally assume that you will be safe. Accidents with Uber and Lyft rideshare services do occur, unfortunately. When they do, you could end up having to pay for medical costs out of your own pocket. Rideshare services are required to carry insurance; however, it may be difficult to collect what you’re owed. If you were injured while riding in an Uber, you may want to speak to a qualified personal injury attorney as soon as possible.
Rideshare Accidents Can Be Complex
Rideshare drivers are generally covered by the company’s insurance policy while they are on the job. Their own insurance is only utilized when they aren’t working. The situation can become more complicated, especially if the company does not take responsibility for the accident. Then, the driver’s own policy would have to provide coverage. The driver is required to immediately inform the company of the accident.
There can be problems after an accident in an Uber or Lyft. For example, if the driver fails to report the accident to his company, they will not be aware of it and may not cover the resulting injuries. There are other concerns as well. There could be a dispute over which driver caused the crash. Rideshare drivers can be reluctant to report an accident because they will be penalized for it by the company and could even be disqualified as a driver for the company.
What to Do After a Rideshare Accident
As a passenger in a rideshare accident, you might be upset and scared. The first thing to do is to make sure that the driver stops and calls the police to make a report. There have been incidents where drivers haven’t stopped or have refused to call the police. You need to protect your rights. Make sure that you obtain the driver information as well as the make, model and license plate number of the vehicle. If the driver has not done so, call the police immediately. If you are hurt, seek medical care either at the scene or immediately following the crash.
After the incident, contact the rideshare service to report the accident. This may be accomplished directly through the app. Provide as many details as you can about the crash. Make a statement to police since you are a witness to the accident. Before talking to a representative from the insurance company it is advisable to consult with a personal injury attorney. Your lawyer will gather the facts of the case and help you pursue compensation with the negligent party.
Rideshare accidents don’t just cause injury to passengers. At the end of 2017, a Cobb County school crossing guard was struck and killed by an Uber driver who was allegedly speeding. The company issued an apology noting at the same time that it did not take responsibility for the accident because the driver was not on duty at the time of the incident.
Uber and other rideshare accidents can be extremely complicated and frustrating, particularly when nobody wants to take responsibility for what happened. The rideshare service may point the finger at the driver because he is an independent contractor and the driver’s insurance may not be adequate to cover the damages. What is important is that you receive the money you need to cover your medical costs, lost wages, pain and suffering and any other damages that resulted from the crash. Contact the experienced legal team at The Bader Law Firm for a consultation to discuss your case today.