Workers who are injured while on-the-job are generally entitled to workers’ compensation. Workers’ compensation is insurance that is in place to provide medical payments and wages while you are unable to work. Unfortunately, not all workers’ compensation cases are approved and some are rejected for a number of reasons. It is helpful to get assistance from an experienced Savannah workers’ compensation attorney. Your lawyer will assist throughout the case and help to ensure that your claim is approved.
Immediately Report the Injury to the Georgia State Authorities
It is extremely important to report your injury immediately after it occurs. If you wait to make a report it can be more difficult to prove that the injury occurred at work. The law allows you up to 30 days to make an injury report. However, the longer you wait, the more likely it is that you will face difficulties with the approval of your claim.
You should report the injury to your company through the procedure that is in place. Report the injury to your immediate supervisor or manager or to the human resources department. Your company will often have you fill out an internal accident form which details how the injury occurred. Keep a copy of this report, along with the names of anyone who witnessed the accident.
Promptly File a Claim with your Georgia Insurance Company
The failure to promptly file a claim can cause problems. You must report the injury to the State of Georgia State Board of Workers’ Compensation (SBWC). Form WC-14 must be completed and filed and a copy must be sent to the employer and the insurance company. The claim must be filed within one year of the accident; however, it is best to submit it as soon as possible after the injury occurred. The longer you wait to file a claim, the more difficult it may be to obtain a successful resolution.
Maintain All Medical Records for your Claim
You must obtain medical care from one of the providers that is part of your company’s insurance network. Your company should give you a list of doctors or the phone number of the insurance provider so you can get the name of a physician.
Even though you are getting medical care through your company’s insurance provider, you should still maintain copies of all of your medical records. The assessment of your injury is an essential part of the claim process. If your claim is denied it might be because the doctors do not think the injury was work-related. You may need your medical records to prove that your injury occurred at work.
Seek Help from a Georgia Workers’ Compensation Attorney
Not all workers’ compensation claims are approved. It can be helpful to seek assistance from a Savannah workers’ compensation attorney to help with the claim process. Your lawyer will evaluate your claim and ensure that the proper documentation is submitted in order to get your claim approved. Contact the legal team at The Bader Law Firm today for a free case review.