Workers’ compensation claims reimburse you for any loss of income, medical expenses and rehabilitation services experienced as a result of an injury that occurs on the job. If you are injured on the job, a workers’ compensation claim is your only remedy with regard to your employer. While you have no other cause of action against your employer, you may have a cause of action against a third party. This, of course, will depend on the facts and circumstances of your case.
Can I Choose My Own Physician?
If you are injured on the job you may not be able to seek treatment from your personal physician. Your employer will provide you with a list of physicians you may choose from. An employee does not have to be at his or her normal work site for an injury to be eligible for workers’ compensation. For example, an employee could be working out of town, at a job site, or even running an errand for the boss and still have a valid workers’ compensation claim.
What Are Some Common Types of Work Related Injuries?
There are a variety of injuries that are commonly associated with workers’ compensation claims.
- Back and Neck Injuries. Back and neck injuries can include things like thoracic herniation and cervical disc herniation. It can include pain in the lumbar spine, annular tears, and more. These injuries frequently occur in jobs that involve lifting and twisting. These injuries can be difficult to treat, and frequently recur.
- Traumatic Head Injuries. Traumatic head injuries on the job frequently occur after a slip and fall injury. They also occur when an employee is not provided a hard hat and is struck by an object in the head Construction workers are particularly prone to traumatic head injuries. It is critical that employees protect themselves with protective equipment to avoid this potential injury.
- Shoulder Injuries. Shoulder injuries include nerve impingement and rotator cuff tears. Shoulder injuries often occur when a job requires frequent lifting.
- Carpal Tunnel Syndrome. Carpal tunnel syndrome occurs primarily from frequent repeated motions on the job. It commonly occurs in jobs such as court reporters, butchers, assembly line workers and cashiers.
- Broken Bones. Broken bones include hairline fractures and compound fractures. Broken bones frequently occur during slip and falls or when something heavy is dropped on a limb.
- Knee Injuries. Knee injuries frequently involve a torn meniscus or a torn ACL. Knee injuries frequently occur when there is a slip and fall or a misstep on an uneven surface.
- Complex Regional Pain Syndrome Also Known As Reflex Sympathetic Disorder. Complex regional pain syndrome, also known as CRPS, is extreme nerve pain. It is believed to be a dysfunction of the central or peripheral nerve system. As a result, pain from an injury is greater and out of proportion with the injury.
- Burn Injuries. Burn injuries can be caused by either an open flame or by chemicals. Employers are required to provide protective equipment on any machinery or in the form of personal protective gear. Employees should be mindful to take advantage of the personal protective equipment; it is there for a reason.
What Medical Treatment and Other Expenses Are Covered By Workers’ Compensation?
Any doctors on the approved list provided by your employer will be fully covered. Any surgery recommended by that physician will be covered as well. You also will not have to pay for any further examinations ordered by your approved doctor, such as x-rays or an MRI. Physical therapy recommended by your approved physician are also an expense covered by workers’ compensation. Similarly, prescribed medications will be covered by workers’ compensation. Some personal expenses, such as lodging, mileage and other travel expenses may also be covered. This will depend on the specific facts and circumstances in your case.
How Can I Put My Workers’ Compensation Claim in Jeopardy?
- By not reporting your injury as soon as possible;
- By refusing to accept appropriate alternate employment offered by your employer to accommodate your injuries;
- By failing to cooperate with your employer and your medical professionals regarding treatment, evaluations, rehabilitation and any claim investigation;
- By engaging in alternative employment while receiving “Temporary Total Disability Benefits”;
- By refusing to take a drug test when asked to do so;
- By submitting fraudulent information about the way the injury occurred;
- By submitting fraudulent information about the treatment you are receiving;
- By submitting fraudulent information about whether or not you are complying with recommended treatments;
- By submitting other fraudulent information of any kind; or
- By refusing a medical examination by an authorized physician at a reasonable time.
What Other Compensation Am I Entitled To?
You are also entitled to compensation for lost income which can be attributed to your injury. This includes time taken off immediately after the injury, while you recover. Additionally, when you return to work, if you are required to attend physical therapy or have other appointments related to your treatment and rehabilitation, you are entitled to have that time covered by workers’ compensation.
What Can I Do If My Employer is Refusing to Cover My Expenses?
Your employer has an obligation to provide you with medical care and compensation for lost income. If your employer is not doing so, you should contact a workers’ compensation injury attorney.
Did You Suffer an Injury on the Job in the State of Georgia?
The first thing you should do is immediately contact your employer and report your injury. They will provide you with the appropriate paperwork. You will need to fill out the paperwork completely and honestly. If you are receiving medical treatment and are unable to complete the necessary paperwork, others will fill out the necessary paperwork for you.
If you have been injured on the job in the state of Georgia, please contact the Bader Law Firm, LLC. We will not charge you to meet with you to discuss your case. If you do hire the Bader Law Firm, LLC, there will be no charge to you unless we win your case. Contact us today.